The Yaspa Index 2025: Tracking the rise of ‘Pay by Bank’

How familiar are UK consumers with the term ‘Pay by Bank’?

Thanks to open banking, account-to-account payments are transforming the way people pay online. While the industry hasn’t quite settled on one name for this payment method, ‘Pay by Bank’ does seem to be gaining traction. The Yaspa Index explores how familiar consumers are with the term ‘Pay by Bank’ and their preferences for online payments.

Yaspa Index High res

What’s inside the report?

  • Exclusive insights from a survey of 2,008 UK adults on their awareness of the term ‘Pay by Bank’.
  • Data-driven analysis on how payment preferences vary by age, gender, and location. Key takeaways for businesses looking to drive adoption and optimise their payment strategies.
  • Expert commentary on the challenges and opportunities for ‘Pay by Bank’ to become a mainstream payment method.

👉 Download your free copy now and stay informed on the future of payments.

Download report